支付大学学费

Many students, as well as parents/guardians, are worried about incurring college debt.  这是一个真正令人担忧的问题，它可能会让人不知所措!  虽然大学债务是一个日益严重的国家危机, there are a number of strategies to help you pay for post-secondary (after high school) training, 无论是短期培训还是高级学位. 投资大学教育将提供更高的终身工资, 在经济衰退中更具弹性, 还有更好的健康结果. Reviewing all options will help families make an informed decision and may help prevent unnecessary and unwanted debt.

 

 

 

下面是支付大学学费的各种方法:

For many good paying jobs, earning a short-term industry specific certificate is the best option. In just 12-18 weeks you will have the skills needed to enter the job market and start earning money without a lot of debt.  工作培训课程每隔几个月开始一次. 的se training programs are very hands-on and allow you to apply your new knowledge immediately. 培训项目包括, 建设, 卫生保健, 执法, 制造业, 资讯科技及其他.

在uedbet官网郡地区进行短期培训

 

文章: Free Training Programs in 大急流城, MI to Help You Get a job (quickly)

社区 colleges are a valuable community asset and offer students a way to earn college credentials at a fraction of the cost of other institutions.  除了提供证书和副学士学位课程, students interested in earning a bachelor’s degree can utilize the Michigan Transfer Agreement to maximize benefits, 节省了数万美元. 的 MTA is designed to facilitate the transfer of 30 general education requirements from community colleges to four year colleges.

我们的朋友 虚拟工作影子 大纲 上社区大学的10个理由 在这篇详细的文章中.

当地社区学院

 

为什么不让雇主支付你的大学账单呢? Believe it or not, many employers offer tuition reimbursement to their employees. 雇佣期限, 以及每个工资期的工作时数, 会影响这些福利的资格吗.  虽然并不总是在公司网站上列出, 许多当地雇主, 在各个领域, 为员工提供这样的福利. 这是留存率的一大优势, 所以现在越来越多的公司提供学费报销. 

这里有一些 提供学费报销的国家公司. McDonald’s, Burger King,and most other entry-level employers, should also be added to this 列表. 

在本地, 很多雇主都提供这种福利, 包括市, 医院, 教育机构, 制造商, 和更多的. 虽然我们没有当地公司的官方名单， 职业生涯Jet, a job search website, has a current 列表 of 100 Tuition reimbursement jobs. 

文章: 什么是学费报销?如何报销?

在今天的就业市场, employers are eager to hire good workers and develop specialized skills to meet the needs of the company.  许多公司提供内部培训项目，提供实际操作培训, 同时, 帮助支付大学学分的学费，从而获得学位. 这些节目都不是正式的 学徒制, but allow employees to work while they earn, while also going to college, for free. 不幸的是, there is not a comprehensive resource that 大纲s employer’s in-house training programs, 但是很多公司都有. 在你调查潜在雇主的时候, be sure to ask about in-house training and what growth opportunities may be available.

One great way to avoid taking on college debt is to en列表 in the military. Not only does the military provide students the opportunity to serve their country, but it also provides excellent training and has educational benefits that can pay for college.  学生必须承诺服务一段时间, 作为交换, 军队支付他们的教育费用. 平均服务年限为4年，额外的服务年限为 储备. 虽然每个军种都有不同的教育效益, most are very generous and should be researched and evaluated thoroughly before committing to this option. 主要福利包括学费报销和学生贷款偿还.

以下是各分院教育福利网页的连结:

专门为退伍军人准备的

服完兵役后, 教育福利也可以帮助支付学杂费, 住房, 与教育有关的书本费和其他费用.  通过《ued西甲赫塔菲官网》 现在被称为后9/11退伍军人法案, 退伍军人军事教育福利的基石, our military service people have access to money for undergraduate education, 研究生院和其他培训项目. 此外，退伍军人的家庭也可能有资格获得福利. 自1944年以来, this program has been a valuable source of support helping service people gain an education for the next step in their lives.

《ued西甲赫塔菲官网》官方网站

获得任何补助金或奖学金的第一步是完成 FAFSA(免费申请联邦学生资助)表格. 的 FAFSA collects financial information on both the student and their family, resulting in a formula that helps determine eligibility and the level of aid awarded.  FAFSA是获得联邦学生财政援助的关键, 包括工读, 佩尔助学金是免费的!)，以及贷款. 除了, 各州和大学使用FAFSA的信息来发放自己的助学金, 奖学金, 和贷款. FAFSA网站上有完整的出版物列表, 事实表, 在线工具, 以及其他帮助你准备和支付大学费用的资源. 

学生 are encouraged to complete the FAFSA form, even if they don’t think they qualify. 据NerdWallet报道，超过2美元.6 Billion dollars was left on the table by students that would have qualified for 佩尔助学金这是免费的大学学费.

In Michigan, the application is available in October and must be completed by March 1.  Check with your school counselor to see if they offer a FAFSA Parent Night to support families in completing this important application.

 

Scholarships and grants are FREE money given to students to cover education costs. 奖学金的颁发有多种原因, 包括在学术或体育方面的成就, 与某一特定组织或活动的联系.e. employee at McDonald’s or participant in 科学 Olympiad) or even through a generous alumni or  benefactor. 的re is nothing better than utilizing 奖学金 to pay for college because it doesn’t have to be paid back.  还有一些奖学金, 学生需要保持一个特定的GPA, 证明他们有效地使用了这笔钱, 接受大学教育.

申请奖学金和助学金需要做很多工作，但这是值得的. 寻找奖学金, 在严格的截止日期前完成冗长的申请, 跟进沟通, 是过程的一部分吗.

的 following websites have curated 列表s of the top web-based resources for identifying a wide variety of 奖学金:

也, students should check directly with the financial aid office at the colleges they are interested in attending. 的y maintain a database of 奖学金 that are specific to their college, or the local community. 学生也可以使用谷歌作为工具. 填上他们的城市和州名, 还有奖学金这个词, 当地的资源将会增加，并产生一些有价值的结果.

请注意: 注意诈骗. 合法的奖学金不会向你收取任何费用.

如果你决定借钱供你上大学, 一定要彻底了解不同类型的贷款, 联邦或私人, 包括条款和条件.  提前接受教育可以为你以后节省数万美元.

Federal loans are by far the best choice, based on the benefits they provide to the student borrower. 我们建议您参观 教育部学生贷款网站 获取联邦贷款的详细信息.

If you have exhausted your Federal Loan Options, private loans are your second alternative. NerdWallet收集了一份他们的 2020年15个最佳私人学生贷款 列表.

的 公共服务贷款减免计划 discharges any remaining debt after 10 years of full-time employment in public service. 的 borrower must have made 120 payments as part of the Direct Loan program in order to obtain this benefit.

教授予

This scholarship is for students interested in teaching in a high need field, in a low income area. 通常是四年的承诺. 如果学生没有完成4年的承诺，它就变成了贷款.

你可以通过这个“学习的目的”选项获得大学学分. That’s right; NO college debt. 学徒制 give you the opportunity to develop specific industry skills while you work, 结合课堂培训.  Instead of accruing college debt, you will be earning a competitive wage and benefits!  

许多领域都提供学徒制.  正式的学徒计划通常持续4年左右, 取决于雇主或职业, 虽然他们可能需要少则12个月，多则6年. To make sure you are getting the best training, the apprenticeship should be registered with the U.S. 美国劳工部(DOL).

学徒制的好处

  • 从第一天起就有薪水
  • 实践职业培训
  • 教育和获得大学学分的潜力
  • 随着技能的提高，工资也会提高
  • 一旦你完成了学徒生涯
  • 国家行业认证

 这里有一个有用的 学徒须知 由联邦ued西甲赫塔菲官网提供.

需要更多信息? 查看以下资源:

  • 美国劳工部开发了 成为学徒 website to help educate career-seekers, educators and employers about 学徒制. 
  • Miapprenticeship.org - MI学徒, a state program managed by the Workforce Intelligence Network (WIN) and its partners, works to connect Michigan employers and job seekers with the resources they need.
  • 学徒仪 - 搜索 opportunities available in Kent County through this national database.
  • 医疗助理注册学徒计划-西密歇根工程 -这种学徒制给予学生班级培训, 还有在当地医院实习的机会.

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